Sucks If You Do, Sucks Worse If You Don’t: Love The Zeros

I get it. This stuff can royally suck. But what is the alternative?

Doing Financial Health Can Suck. But Not Doing Financial Health Is Even Worse.

 

First of all, a success story that came in recently…

“I’m writing to let you know that I finally achieved my goal of saving ten thousand dollars. Yahoo! I did it. You said I could. Thank you for the encouragement and support. Here is an update.  In January, I received a promotion at work. I have NO credit cards or debt of any kind. I am continuing to finish my Bachelor’s degree in Sociology. I plan to finish in the spring of 2015. I am continuing to do a budget and live below my means, the key to success. I’m going to keep saving to double my goal. I will be 40 in January and hope to take a trip to Cancun to celebrate. I just wanted to keep you up to date. Thank you.”

     I loved reading that, as I always love hearing from others who are sticking with the process. It is hard to live below our means, it’s not usually supported by society, and requires a lot of patience and discipline. Part of being successful is seeking out inspiration to keep doing the hard work. Thank you to everyone out there who inspires me to strive for financial health! I’ll list a few here who keep gas in my proverbial tank, in case you want ideas:


MARIE FORLEO Sassy, feminine, empowering https://www.youtube.com/user/marieforleo

DAN MILLER Wholesome, creative, enthusiastic http://www.48days.com/2014/07/04/what-obstacle-is-your-key-to-success/

THE BROAD EXPERIENCE Honest, interesting, unifying http://www.thebroadexperience.com/quick-list/

YNAB FOUNDER JESSE MECHAM’S PODCAST Practical, clear, small bites https://itunes.apple.com/us/podcast/you-need-a-budget-ynab/id477248343?mt=2

I confess, I’ve got some fatigue from my own money process lately. 

     unnamed-2I wish I had better news, but that’s just how it is sometimes. I DO know, however, that I will take this fatigue over the vagueness I used to live in, any day. Also, it’s important to me personally to be transparent in what I am offering and experiencing. It drives me nuts when people act like this money stuff is easy, and try to apply the Nike, “Just Do It!” solution. It doesn’t feel easy for me right now, and I actually like doing this stuff!

As far as I can tell with my personal research, there are ways to touch nearly every core issue by striving for financial health. Security, creative expression, priorities, self-worth, physical health, sexuality, purpose, and infinitely more things are tied up in the topic and the process.

But I can’t get the healing and growth I want in those areas just hypothetically. Just knowing that it’s powerful material is a necessary start, and it only takes me so far. I’m not saying Just Do It, but I am saying Just Do Something. The *do* being the operative word.

Usually a next step is clear, because our worrying mind probably encourages us to do it a lot! Have you gotten any messages from yourself lately that you are willing to make time for today? Some possibilities:

*balance checkbook
*pay quarterly income taxes (for self-employed folks, we should be paid for 2 quarters of this year)
*repay some of a debt to get it smaller
*sock away some extra savings
*make a budget for the rest of July, if you’ve been spending without a plan

 

Work it, people, work it!

Beth Crittenden teaches people to live in healthy harmony with their money.

Learn more about what I offer at my website: http://lovethezeros.com and see the service menu and/or book an appointment: https://hirefrederick.com/love-the-zeros-financial-coaching