May 30, 2017.

Hello! This message is for everyone interested in financial wellness.
I’m glad you’re here.

Many of you have heard me rave about (You Need A Budget, called “why-nab” for short), the cloud-based budgeting and tracking system that is my fave to date. They just started an online referral program that I’m happy to be a part of. If you happen to sign up after your free 34-day trial, we each get a month of access for free!  Go here if you wanna join the YNAB party:

So this month, I’ve been thinking about how, I DON’T HAVE TO HAVE ACQUISITION OF MONEY AS MY PRIMARY MOTIVATOR, in order to track and organize what’s going in and out financially. I wonder often about peoples’ resistance to taking care of their tracking. I assume on some level it’s like dental floss…I probably know intellectually that it’s a good idea, but then taking the time to actually do it regularly, is a whole different enchilada.

I perceive that sometimes people are scared to “touch” the money by tracking it. Maybe they’re intimidated to open up to greed, or something else in the Shadow self that feels shameful. Maybe they’re worried that if they start tracking their dollars, the awareness that comes from the tracking will ruin all their future fun. Maybe the suckiness of not having as much money as I would like, is a big ole bummer, and then it’s just easier to avoid it. (And maybe it’s all of these things at once for some!)

Sure, I’ve dipped in to those states of being on occasion when it comes to my relationship with money since I started handling it more responsibly. But overall, tracking my budget, spending, and savings, just leads to more clarity. It hasn’t fully erased all worry, but it sure helps to quiet the worry down on a regular basis. It also helps me more deeply enjoy the experiences that I do decide to pay for, as opposed to leading to more guilt or fretting about the money going away.

It’s okay to track it and plan around it, even if “getting rich” is not a priority. The tracking is not just for people who want to earn and save as much as possible. It totally also makes sense for people interested in social justice…or people who want plenty of time to meditate and just be. Tracking the finances and knowing what’s going on there, can find me MORE time for those experiences.

When you see the message to RESIST that dominant violent paradigm, know that your care is part of that resistance. You count. Your wellness counts. You relationship with money is very important and worth spending time on, even when there are plenty out there who are worse off in this moment.

“When you make a business, you’re making a little world where you control the laws. It doesn’t matter how things are done everywhere else. In your little world, you can make it like it should be.”

p 47 Anything You Want: 40 Lessons for a New Kind of Entrepreneur,
Derek Sivers of CD Baby

For anyone who relates to “underearning”, this dry-yet-honest interview can be a really nice resource:

Paul Sunderland is an addiction psychotherapist, and this talk is entitled “Money Matters in Recovery”.