Financial Philosophy Evolution. BEFORE: My trusty no-drama-llamas and the credit card to be discussed I heard a helpful list recently…that people generally fall into one of three categories while on the growth and development path. 1) Self-focus. These folks want to learn by doing. They’re not going to get true knowledge from a book or a lecture. It is “real” to them once they do it and find out for themselves from experience. 2) “God” focus. This group wants to hang out in Divine energy. I mean, who can blame them?! The source of love, patience, compassion, and the broadest perspective possible. Tell them what you want or not; they will…
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Here’s to Less Lonely Brene Brown really gets me going. LOVE her. I’m listening to Braving the Wilderness lately (http://bit.ly/BravingTheWildernessBreneBrown) and I highly recommend it! Her research and reporting on the effects of loneliness (negative, as you may have guessed) have me thinking about applications to our relationship with finances.I’m as sure as sure can be that I was sent here on a mission to help others be with real emotions, in order to find their Truth; and often those “real” emotions are butt-kickers. For me, it has been essential to finding healthy communities in which I can work, play, study, and be seen. The “real work” in life often includes a mixture…
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Well hello there! I still wish you Happy New Year (even though it feels that January is a bullet train speeding down a greased track). For some folks, January means post-holiday financial hangovers. Here are some resources if you’d like to take action. 1) I love Simple bank for my personal banking. It is completely online and uses a debit card that works as easily as a credit card. No fees ever, and no way to overdraft. When the account is out of money, the cash register will take out the amount of money available in the account, and then we find some other way to pay the rest of what is owed. LOVE that…
Read More
Many of us are located in Northern California, where wildfires continue to rage and displacing thousands from their homes. Some have lost absolutely every possession. I’ve lived in the Bay Area since 1999 and have never felt or seen a natural disaster of this scope here. (fire map: https://maps.nwcg.gov/sa/#/%3F/38.4093/-122.4447/11) From The Mercury News: “To put the size of the fire in perspective, the 182,000 acres is about 281 square miles. That’s nearly six times larger than San Francisco (about 47 square miles) and larger than San Jose (about 180 square miles) and Oakland (about 78 square miles) combined. According to the website, The Measure of Things, 281 square miles, the size…
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With what do you associate the word “profit“? My previous unchecked assumptions about the word ‘profit’ and what it represents: -the one(s) with the profit “won”, and therefore others “lost” -someone had to have been taken advantage of somehow, for profit to result -it’s “extra” money, which is evil for anyone to have since there are starving children in the world; how unfair of anyone to have “extra” -if I like profit, I’ll turn in to Scrooge; nobody likes Scrooge ——————— My revised, updated assumptions of the word ‘profit’, since becoming a “Profit First Professional”: -if I don’t pay for me, someone else has to; ensuring profit increases the likelihood of…
Read More
I was lucky enough to go camping with a very wonderful person this past week. It brought up a plethora of “issues”. *I was scared to take the time off from working and earning. *A beloved family member was supposed to have surgery on our first day away; I felt terrible for going out of cell range while that was scheduled. *I’ve paid for more professional training and support lately, and am feeling more financially pinched than usual. *The day we left, I found out that I made a bookkeeping error back in 2014 that is likely going to cost some money to people about whom I care a great deal (as…
Read More
Is your Flow moving as rapidly as mine is lately? Are you aware of how your choices have created your present reality, and your interpretation of it? The cool thing about this money mindfulness stuff is….life just works this way. As far as I can tell, at least! May as well practice it in an area that has high impact. “Whatever you put your attention on grows.” My wish for you is that your sense of peace and clarity about your finances will increase exponentially. This story is kinda for couples, but it can also apply to besties, family, and colleagues equally well. So, my main squeeze has been really inspired lately by this…
Read More
http://mailchi.mp/c63f6e472338/financial-wellness-coaching May 30, 2017. Hello! This message is for everyone interested in financial wellness. I’m glad you’re here. Many of you have heard me rave about http://YNAB.com (You Need A Budget, called “why-nab” for short), the cloud-based budgeting and tracking system that is my fave to date. They just started an online referral program that I’m happy to be a part of. If you happen to sign up after your free 34-day trial, we each get a month of access for free! Go here if you wanna join the YNAB party: https://ynab.com/referral/?ref=WvbkxBtvW1pMkwed&utm_source=customer_referral So this month, I’ve been thinking about how, I DON’T HAVE TO HAVE ACQUISITION OF MONEY AS MY PRIMARY MOTIVATOR, in order to track…
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Financial Wellness Coaching: How Long? – http://mailchi.mp/7f0822cf3294/financial-wellness-coaching (for full image) How long will you live? This question has had my attention in this past month. I wish it was called “financial best-guessing” instead of “financial planning”. How can I plan on these exact numbers if I don’t know how long I will live?! I’ve looked at retirement calculators. I’ve seen life expectancy simulators. I read stories about people who are achieving their retirement dreams (did you see that 101 year old woman from India running a track and field event today?!). I read stories about people who saved for years for retirement, then have a massive heart attack the year before they were…
Read More
Click on this for the purty version: http://us1.campaign-archive1.com/?u=8af40d15ad33147eaf0126f1b&id=149c2fee4d It’s a Money Nerd Gold Rush this time of year… 2016 taxtime AND 2017 quarter 1 wrapup!!! Here’s a good gameplan for what to make sure is taken care of, $$-wise. 1) Did you set $ goals for this year? If so, how’s your progress coming along? If not, it’s not too late to set some goals for the rest of the year! (Feel free to send me your goals and/or progress update. I love that stuff. beth@financialwellness.coach) 2) Have your taxes been filed? (If not, here is a helpful article for business owners who are doing their own tax prep. http://barbarafriedbergpersonalfinance.com/small-business-tax-preparation-checklist/ ) 3) Is…
Read More
Financial Philosophy Evolution. BEFORE: My trusty no-drama-llamas and the credit card to be discussed I heard a helpful list recently…that people generally fall into one of three categories while on the growth and development path. 1) Self-focus. These folks want to learn by doing. They’re not going to get true knowledge from a book or a lecture. It is “real” to them once they do it and find out for themselves from experience. 2) “God” focus. This group wants to hang out in Divine energy. I mean, who can blame them?! The source of love, patience, compassion, and the broadest perspective possible. Tell them what you want or not; they will…
Read More
Here’s to Less Lonely Brene Brown really gets me going. LOVE her. I’m listening to Braving the Wilderness lately (http://bit.ly/BravingTheWildernessBreneBrown) and I highly recommend it! Her research and reporting on the effects of loneliness (negative, as you may have guessed) have me thinking about applications to our relationship with finances.I’m as sure as sure can be that I was sent here on a mission to help others be with real emotions, in order to find their Truth; and often those “real” emotions are butt-kickers. For me, it has been essential to finding healthy communities in which I can work, play, study, and be seen. The “real work” in life often includes a mixture…
Read More
Well hello there! I still wish you Happy New Year (even though it feels that January is a bullet train speeding down a greased track). For some folks, January means post-holiday financial hangovers. Here are some resources if you’d like to take action. 1) I love Simple bank for my personal banking. It is completely online and uses a debit card that works as easily as a credit card. No fees ever, and no way to overdraft. When the account is out of money, the cash register will take out the amount of money available in the account, and then we find some other way to pay the rest of what is owed. LOVE that…
Read More
Many of us are located in Northern California, where wildfires continue to rage and displacing thousands from their homes. Some have lost absolutely every possession. I’ve lived in the Bay Area since 1999 and have never felt or seen a natural disaster of this scope here. (fire map: https://maps.nwcg.gov/sa/#/%3F/38.4093/-122.4447/11) From The Mercury News: “To put the size of the fire in perspective, the 182,000 acres is about 281 square miles. That’s nearly six times larger than San Francisco (about 47 square miles) and larger than San Jose (about 180 square miles) and Oakland (about 78 square miles) combined. According to the website, The Measure of Things, 281 square miles, the size…
Read More
With what do you associate the word “profit“? My previous unchecked assumptions about the word ‘profit’ and what it represents: -the one(s) with the profit “won”, and therefore others “lost” -someone had to have been taken advantage of somehow, for profit to result -it’s “extra” money, which is evil for anyone to have since there are starving children in the world; how unfair of anyone to have “extra” -if I like profit, I’ll turn in to Scrooge; nobody likes Scrooge ——————— My revised, updated assumptions of the word ‘profit’, since becoming a “Profit First Professional”: -if I don’t pay for me, someone else has to; ensuring profit increases the likelihood of…
Read More
I was lucky enough to go camping with a very wonderful person this past week. It brought up a plethora of “issues”. *I was scared to take the time off from working and earning. *A beloved family member was supposed to have surgery on our first day away; I felt terrible for going out of cell range while that was scheduled. *I’ve paid for more professional training and support lately, and am feeling more financially pinched than usual. *The day we left, I found out that I made a bookkeeping error back in 2014 that is likely going to cost some money to people about whom I care a great deal (as…
Read More
Is your Flow moving as rapidly as mine is lately? Are you aware of how your choices have created your present reality, and your interpretation of it? The cool thing about this money mindfulness stuff is….life just works this way. As far as I can tell, at least! May as well practice it in an area that has high impact. “Whatever you put your attention on grows.” My wish for you is that your sense of peace and clarity about your finances will increase exponentially. This story is kinda for couples, but it can also apply to besties, family, and colleagues equally well. So, my main squeeze has been really inspired lately by this…
Read More
http://mailchi.mp/c63f6e472338/financial-wellness-coaching May 30, 2017. Hello! This message is for everyone interested in financial wellness. I’m glad you’re here. Many of you have heard me rave about http://YNAB.com (You Need A Budget, called “why-nab” for short), the cloud-based budgeting and tracking system that is my fave to date. They just started an online referral program that I’m happy to be a part of. If you happen to sign up after your free 34-day trial, we each get a month of access for free! Go here if you wanna join the YNAB party: https://ynab.com/referral/?ref=WvbkxBtvW1pMkwed&utm_source=customer_referral So this month, I’ve been thinking about how, I DON’T HAVE TO HAVE ACQUISITION OF MONEY AS MY PRIMARY MOTIVATOR, in order to track…
Read More
Financial Wellness Coaching: How Long? – http://mailchi.mp/7f0822cf3294/financial-wellness-coaching (for full image) How long will you live? This question has had my attention in this past month. I wish it was called “financial best-guessing” instead of “financial planning”. How can I plan on these exact numbers if I don’t know how long I will live?! I’ve looked at retirement calculators. I’ve seen life expectancy simulators. I read stories about people who are achieving their retirement dreams (did you see that 101 year old woman from India running a track and field event today?!). I read stories about people who saved for years for retirement, then have a massive heart attack the year before they were…
Read More
Click on this for the purty version: http://us1.campaign-archive1.com/?u=8af40d15ad33147eaf0126f1b&id=149c2fee4d It’s a Money Nerd Gold Rush this time of year… 2016 taxtime AND 2017 quarter 1 wrapup!!! Here’s a good gameplan for what to make sure is taken care of, $$-wise. 1) Did you set $ goals for this year? If so, how’s your progress coming along? If not, it’s not too late to set some goals for the rest of the year! (Feel free to send me your goals and/or progress update. I love that stuff. beth@financialwellness.coach) 2) Have your taxes been filed? (If not, here is a helpful article for business owners who are doing their own tax prep. http://barbarafriedbergpersonalfinance.com/small-business-tax-preparation-checklist/ ) 3) Is…
Read More