I look at this every day in my calendar…
“If moving forward seems difficult, it is likely there is an area of disalignment. When you are in alignment with your reasons for moving forward and the goals you are moving towards, there will be ease of movement. If not, stop and work to increase alignment.”
I wish I had an easy formula to give everyone when it comes to budgeting, tracking, and excelling with money. I don’t. It’s different from household to household.
The good news is, I’m finding this Alignment piece to be crucial. It’s as close to an exact answer as I have now.
I don’t know how much to tell you to save or spend on specific categories.
I do suggest that you IDENTIFY your priorities, and then align your spending and saving with those priorities.
(Then when you encounter resistance or breakdowns with money, you lean back in to your connection to your priorities, not necessarily to the numbers that a professional gave you.)
I don’t know exactly which tracking system will work for you. I’ve seen countless people get stuck and lose traction by not being able to decide between the myriad systems out there.
I do know that if you pick one system that feels right or makes sense to you, that is just as likely to work well as anything else.
The point is not to do any particular system “right”; the point is to have the awareness that comes from the data. The data tells you whether your spending and saving and giving behaviors are matching your priorities.
OK, so how exactly does one get in alignment?….
Yep, that’s about it!
Know thyself. Pay attention. If you fall off the bicycle, dust yourself off and get back up on it. Ask for help, and receive it. Tell the truth. When you lie to yourself or others, tell the truth about having told a lie.
It truly can begin immediately. As you read this, what bubbles up as a simple, possible way for you to increase your alignment with your financial priorities?
- Perhaps scheduling time to make a previously procrastinated phone call?
- Perhaps send someone an email before you lose your nerve?
- Perhaps jot down a list of 3 priorities you’d like to see your financial behavior support?