Hello, and thanks for visiting this topic. (I know it's not everyone's fave.)

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Hello, and thanks for visiting this topic. (I know it's not everyone's fave.)

What do I offer you?

I don’t offer “6 quick tips to banish your money problems FOREVER!”.

I do, however, offer deep wisdom about getting your small business and personal finances in order. And I mean the kind of order where all aspects of your life are integrated; “wealth” includes money, but is by no means limited to money. Our time, attention, and peace of mind are forms of wealth that are intricately connected with our money.

I actually enjoy this financial wellness stuff! I plug in my OCD’ish energy to help get finances orderly, and then I don’t have to trim my houseplants every day, or change my spices from alpha order to label colors descending the spectrum from left to right. (Trust me, we’re all better off when I put all of this energy to good use!)

It can be confusing with all of the labels out there for financial professionals. In a nutshell, I can connect you with referrals if you want:

• Someone to do your bookkeeping (that's a bookkeeper, which I know how to do, but no longer accept new clients)

• Someone to advise you on your investments (that's a financial planner, and I do recommend going with a "fee-only" financial planner)

• Someone to do your taxes (that's an accountant/CPA, or an Enrolled Agent)

• Someone to help you clean up your credit report (that's a unique and somewhat tricky area, worth working with a specialist if that is meaningful to you to increase your credit score)

What I do help clients with:

• Learning how to budget and track money. Recommending and helping you set up and learn systems as needed. Helping you clarify your priorities so that it is really your best budget.

• Getting organized and tasks scheduled that will increase your financial wellness to get handled

• Looking at account setup and functions. Sometimes people need fewer accounts, sometimes they need more. Sometimes there just needs to be clarification about how the accounts are used.

• Making peace with the past when money was involved. Many people have bitter feelings that can be resolved when shared with a professional or trusted advisor.

• Improving boundaries with money. It may be with family members, people at work, or both.

• Studying and practicing mindfulness when it comes to money.

• Implementing Profit First for cash management for small businesses.

Sometimes people reach out for a financial coach when they are in acute pain. Such as:

• chronic distracting anxiety that keeps you awake most nights, until you reach the end of your rope

• frustrating disagreements with your significant other(s) at home and/or work, whether they are verbal or more subtle/unspoken

• an unexpected sticker-shock tax bill, or other precious dollars which are soon not to be yours anymore

• repeated fights or cold tension between business partners or spouses, because one is paying attention to financial hygiene and the other is not

• an opportunity you were really stoked about, missed because your finances were not prepared or in good shape

• needing to file paperwork for a loan, mortgage, or audit, and the thought of it makes you want to cry, scream or hide (or all 3)

All of it is welcome here.

I do believe there is a solution for all of it.

I can’t guarantee the potential solutions will be pain-free or effortless, but in the long run, the peace of mind will be very worth it! The variety of experiences that I encounter in this business are truly fascinating. Sometimes people are scared to death to reach out, and then when they do, it goes as smooth as silk. Sometimes people think it won’t be that big of a deal, and then we find things that definitely count as a big deal! My experience is, LET’S FIND OUT. Together. In connection, and with grace and dignity.

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All of it is welcome here.

I do believe there is a solution for all of it.

I can’t guarantee the potential solutions will be pain-free or effortless, but in the long run, the peace of mind will be very worth it! The variety of experiences that I encounter in this business are truly fascinating. Sometimes people are scared to death to reach out, and then when they do, it goes as smooth as silk. Sometimes people think it won’t be that big of a deal, and then we find things that definitely count as a big deal! My experience is, LET’S FIND OUT. Together. In connection, and with grace and dignity.

That’s the beauty of financial administration...these items will wait around and always need to get done no matter how hard people resist them!

You may want to engage in preventative care of your financial situation, and I think that’s super wise. Nothing has to be on fire for us to get going. Or, it may be time for some urgent care where we put out the immediate and obvious fires, work on tending the wounds, and then really focus on building your best case scenario financial operations plan.

Here are some articles I have written:

 

Gratitude

"I’m so grateful for opportunities to collaborate with Beth, who brings heart to money and helps our shared clients (and me!) think about the bigger picture of what financial wellness means to us. Plus she’s hilarious, which I need when drilling down into the hard emotional work I sometimes have to do around money."

– Allison P., Abundance Practice Building

"Beth is a wonderful financial coach who helps reign in the chaos of numbers and helps bring clarity to dealing with finances and money. As an entrepreneur, this leaves me feeling good about focusing on other aspects of my business, knowing the financial side is in great hands."

– K.J., UX Designer

"Working with Beth has been nothing short of transformative. Not only in the hard cold facts of my finances but also in how I feel about them. I’m calmer, more rational and also able to more effectively process the variety of emotions that inevitably surface when dealing with money issues. The best part is my wife and I now find money talks invigorating and affirming!

Beth is kind, insightful, and detailed. She helps you cut through both the emotional and the numerical noise that can surround finances and hone in on what’s important to you as well as what’s practical and reasonable. I’ve been working with Beth for more than 3 years and my finances have never been healthier – not to mention low stress. She’s a gem!"

- B.G.

“So much fun working with you.  I feel so relieved to have all that painlessly off my plate."

- Mill Valley resident

“I always enjoy your newsletters…so inspiring. And over the years, I’ve been able to read through your checklists and say, “Yep. Yep. Got that one, too. Yep.” It’s wonderful to have the finances working well. As I am writing this, hubby and I are in the process of packing up everything to move back to Hawaii. We have paid off our debt, and now have about a $50K cushion to get us over there and transitioned into island life. Hubby will keep his job here, working remotely. They love him so much they bought him a new computer to take to Hawaii.

I am sadly saying good-bye to all my students, but excited about opening a studio in Hawaii, and a new Business Coaching practice for musicians that is just in the planning stages right now. We could not have done any of this without your guidance and support in the early days. Getting onto YNAB was essential. That really saved us. Now we are able to do more advanced things with it, and even dabbling in responsible credit card use to collect miles for flying back and forth. When we get to Hawaii, we will be living on a 6-acre organic farm, living off-grid. You have been so instrumental and helpful to our financial wellness and recovery that I can’t say enough about the work you do. 
So thank you, thank you, thank you…and you can quote me on that!!”

- C.Q.

“Wow. You are such fun!! I loved loved loved your attitude and energy!! It made getting close to the topic soooo much easier.”

- Workshop participant

“I just wanted to say how much I truly enjoyed our time together last Tuesday! Not only were you great at helping me look at the area’s finances, but our discussion of spirituality and self image in regard to them was incredibly fulfilling. You helped me to see a bigger picture that has allowed to proceed with passion and optimism toward our financial goals for the organization. I am beyond grateful for you and the service that you offer.”

- Will N.

“Beth is incredible. She very skillfully guides you through a financial plan that not only makes sense, but that is possible to stick to. If you feel like your pile of debt is too big to get out of, give her a try, and you will get motivated again and succeed. I highly recommend Beth’s services, it is worth far more than you can imagine.”

- David W.

“I have known Beth for over a year now and have found her to be wonderful to work with. She is very knowledgeable, professional and brings a spiritual edge to her practice. She understands that we are more than just our finances and works with you to bring the much needed clarity to help you achieve your financial goals. I consider her my advisor, mentor and a wonderful friend. Do yourself a favor and hire Beth!”

- Pooja D.

“You make a dry topic very interesting and engaging.”

- County of Santa Clara employee after half-hour keynote