Hello, and thanks for being here!
Hello, and thanks for being here!
What do I offer you?
I don’t offer “6 quick tips to banish your money problems FOREVER!”.
I do, however, offer deep wisdom about getting your small business and personal finances in order. And I mean the kind of order where all aspects of your life are integrated; “wealth” includes money, but is by no means limited to money. Our time, attention, and peace of mind are forms of wealth that are intricately connected with our money.
I actually enjoy this financial wellness stuff! I plug in my OCD’ish energy to help get finances orderly, and then I don’t have to trim my houseplants every day, or change my spices from alpha order to label colors descending the spectrum from left to right. (Trust me, we’re all better off when I put all of this energy to good use!)
It can be confusing with all of the labels out there for financial professionals. In a nutshell, I can connect you with referrals if you want:
• Someone to do your bookkeeping (that's a bookkeeper, which I know how to do, but no longer accept new clients)
• Someone to advise you on your investments (that's a financial planner, and I do recommend going with a "fee-only" financial planner)
• Someone to do your taxes (that's an accountant/CPA, or an Enrolled Agent)
• Someone to help you clean up your credit report (that's a unique and somewhat tricky area, worth working with a specialist if that is meaningful to you to increase your credit score)
What I do help clients with:
• Learning how to budget and track money. Recommending and helping you set up and learn systems as needed. Helping you clarify your priorities so that it is really your best budget.
• Getting organized and tasks scheduled that will increase your financial wellness to get handled
• Looking at account setup and functions. Sometimes people need fewer accounts, sometimes they need more. Sometimes there just needs to be clarification about how the accounts are used.
• Making peace with the past when money was involved. Many people have bitter feelings that can be resolved when shared with a professional or trusted advisor.
• Improving boundaries with money. It may be with family members, people at work, or both.
• Studying and practicing mindfulness when it comes to money.
• Implementing Profit First for cash management for small businesses.
Sometimes people reach out for a financial coach when they are in acute pain. Such as:
• chronic distracting anxiety that keeps you awake most nights, until you reach the end of your rope
• debt that has slowly crept up on you and now feels albatross-heavy, without a realistic end in sight
• an unexpected sticker-shock tax bill, or other precious dollars which are soon not to be yours anymore
• repeated fights or cold tension between business partners or spouses, because one is paying attention to financial hygiene and the other is not
• an opportunity you were really stoked about, missed because your finances were not prepared or in good shape
• needing to file paperwork for a loan, mortgage, or audit, and the thought of it makes you want to cry, scream or hide (or all 3)
All of it is welcome here.
I do believe there is a solution for all of it.
I can’t guarantee the potential solutions will be pain-free or effortless, but in the long run, the peace of mind will be very worth it! The variety of experiences that I encounter in this business are truly fascinating. Sometimes people are scared to death to reach out, and then when they do, it goes as smooth as silk. Sometimes people think it won’t be that big of a deal, and then we find things that definitely count as a big deal! My experience is, LET’S FIND OUT. Together. In connection, and with grace and dignity.
That’s the beauty of financial administration...these items will wait around and always need to get done no matter how hard people resist them!
You may want to engage in preventative care of your financial situation, and I think that’s super wise. Nothing has to be on fire for us to get going. Or, it may be time for some urgent care where we put out the immediate and obvious fires, work on tending the wounds, and then really focus on building your best case scenario financial operations plan.
Here are some articles I have written: